The Big Idea: Earn Carbits for a Better World

We develop the fintech platform for a carbon-based loyalty rewards program that turns low-carbon behavior into exchangeable value

Carbits?

What if you were rewarded  for each climate-smart decision you made?


What if every time you made a choice that reduced carbon—like choosing low-carbon intensity milk over a higher-intensity alternative—you earned a digital credit?


What if those credits could be used as discounts or exchanged for real goods and services from companies that believe in a cleaner future?


We call these credits Carbits—short for carbon bits—and they’re part of a system that rewards everyday people for making choices that matter.


What Is Carbon Mutual?

Carbon Mutual is a mutual loyalty system for a livable future.


It’s not a government program. It’s not a cryptocurrency scheme. It is a system whereby those that want to reduce carbon footprints can incentivize anyone for choosing low(er)-carbon alternatives.


Have a product or service that someone else wants? Accept Carbits in exchange and you know that your customer made a choice that led to less carbon in the atmosphere.


How Does It Work?

Here’s the simple version:


  1. When you choose the low-carbon option, the system records it.
  2. Your behavior is verified using opt-in apps and devices you already use (like your phone, car, or smart meter).
  3. You earn Carbits for verifiable behaviors—like walking, carpooling, composting, or shopping from green businesses.
  4. You spend Carbits at participating companies, or save them as proof of your contribution.


The Carbon Mutual platform creates a way for those that value low carbon choices to encourage grassroots behavior.


Who’s Involved?

We’re building a growing alliance of:


  • People like you who care and want to make change visible.
  • Companies who offer goods/services in exchange for Carbits.
  • Communities and cities that want to reward sustainable choices.
  • Tech partners who help us measure behaviors fairly and transparently.


You can think of Carbon Mutual as a kind of credit union for the planet—except instead of saving money, you’re saving carbon.


Over time, your Carbit wallet becomes a record of your invisible labor for a livable future.

Is This Crypto?

Nope.


Carbits are not a speculative coin: you won’t find them on a crypto exchange, and you can’t mine them. You earn them by doing.


We’re using digital ledger technology to increase transparency. We’re taking the tools of big finance and turning them inside out: create value for the many.

What’s Next?

We’re starting with pilot programs. A few partners. A few communities. A few behaviors we can measure well.


But the vision is big:

  • A global mutual loyalty system where low-carbon choices generate economic power
  • A new currency of care that complements (not replaces) dollars
  • A movement where your values aren’t just expressed at the ballot box—they’re lived daily and rewarded

How Can I Join?

We’re looking for:

  • Early adopters willing to track behavior and earn Carbits.
  • Businesses willing to accept Carbits in exchange for goods/services.
  • Builders and believers to help us shape the future.


If that’s you, come join the pilot.


You don’t need to be perfect. You don't need to be green. You just need to believe that better choices deserve real value.

Interested in helping?

Help us build the future. We're looking for talented people, visionary investors, and enthusiastic participants.

Reach out